Salt Lake City Unclaimed Money
Salt Lake City residents have millions in unclaimed money sitting with the Utah State Treasurer right now. As Utah's capital and largest city, Salt Lake City has more unclaimed property on file than any other place in the state. Banks, employers, insurance companies, and utility providers all turn over forgotten funds when they can't reach the owner. Searching is free and takes only a few minutes. There is no time limit to file a claim, so old accounts are still worth checking. Start your search at mycash.utah.gov today.
Salt Lake City Quick Facts
How to Search Salt Lake City Unclaimed Money
The Utah State Treasurer's Unclaimed Property Division manages all unclaimed money for Salt Lake City residents. Their free online portal at mycash.utah.gov lets you search anytime. You don't need an account. Just type your name and browse the results. The search covers every city in Utah, so Salt Lake City residents can check in one place without driving anywhere or making phone calls.
The Salt Lake City official website provides city services and links to local resources, but the actual unclaimed property search runs through the state system. All funds reported by Salt Lake City businesses, banks, and employers go to the state. The state holds them until you claim them. There's no expiration. Whether the account went dormant last year or 20 years ago, your claim is still valid.
Here's how to search for unclaimed money in Salt Lake City. Go to mycash.utah.gov and enter your last name. You can also try a business name if you're looking for company funds. The results show the property type, the amount range, and the name of the company that reported it. If you see your name, click the listing to start a claim. The whole search takes just a few minutes.
The screenshot below shows the Utah State Treasurer's MyCash portal, where Salt Lake City residents search for unclaimed money at no cost.
The MyCash portal is the fastest way for Salt Lake City residents to find unclaimed property held by the state.
Types of Unclaimed Property in Salt Lake City
Salt Lake City is the economic and employment hub of Utah. It has a dense mix of corporate headquarters, healthcare systems, tech companies, government agencies, and retail operations. That variety means many types of unclaimed property show up in search results for Salt Lake City residents. Any financial account that goes unused and uncontacted long enough gets turned over to the state.
Unclaimed money reported from Salt Lake City businesses and institutions includes forgotten checking and savings accounts, uncashed payroll checks, insurance policy proceeds that were never collected, security deposits from rental units, and utility refunds. Hospitals and clinics in the area report patient refunds. Brokerage firms report stock dividends. Law firms sometimes hold unclaimed settlement checks.
Common types of unclaimed property you might find in Salt Lake City:
- Bank accounts gone dormant for 3 or more years
- Uncashed checks from employers or vendors
- Insurance claim proceeds and policy refunds
- Utility deposits from power, gas, or water providers
- Stocks, mutual funds, and dividends
- Safe deposit box contents
- Court-ordered refunds or settlements
Dormancy periods in Utah vary by property type. Wages and utility deposits become unclaimed after 1 year of no contact. Most bank accounts go dormant after 3 years. Money orders become unclaimed after 7 years. Traveler's checks take 15 years. Once the dormancy period ends, the holder must report and remit the property to the state. Salt Lake City has a large base of financial firms, so there are many such reports filed every year.
Salt Lake City Local Resources and County Offices
Salt Lake City residents work with both city and county offices when dealing with financial records or property matters. The city's records bureau handles city-related documents and is located at Salt Lake City Hall, 451 S State Street, Salt Lake City, UT 84111. You can reach the main city line at (801) 535-7700. The City Recorder's office maintains official city records and may assist with questions about city-issued refunds or deposits.
For unclaimed physical property, the Salt Lake City Police Department runs a Property and Evidence Unit at 475 S 300 E, Salt Lake City, UT 84111. Reach them at (801) 799-3100. The unit holds found property and recovered items for 90 days. During that period, public notice goes out through the Utah Public Notice Website and the city's own site at police.slc.gov. If you need to claim something, bring a valid photo ID and proof of ownership or a detailed description of the item. A third party claiming on your behalf needs a notarized power of attorney.
For financial unclaimed money tied to the state program, you deal with Salt Lake County only in the sense that your accounts are reported by local institutions. The actual claim goes to the state. Visit the Salt Lake County unclaimed money page for more on how county-level resources tie in.
MissingMoney.com - National Unclaimed Property Search
Beyond the state portal, Salt Lake City residents can also search MissingMoney.com, a national database endorsed by the National Association of Unclaimed Property Administrators (NAUPA). This site covers unclaimed property records from more than 39 states. If you've lived in other states before moving to Salt Lake City, this is a good second step after checking mycash.utah.gov.
The screenshot below shows the MissingMoney.com interface, a NAUPA-endorsed tool that Salt Lake City residents can use to find unclaimed money across multiple states.
MissingMoney.com is free and does not charge to search or initiate a claim through the site.
NAUPA's Utah page at unclaimed.org/reporting/utah/ also has background on how Utah handles the reporting and return process. Salt Lake City residents who have worked or banked in other states should check both the Utah portal and MissingMoney.com. Previous addresses in Nevada, Idaho, Colorado, Wyoming, or other states may show separate property in those systems.
How to Claim Your Salt Lake City Unclaimed Money
Finding a match in the search results is just the first step. You still need to file a claim and prove your identity. The process is straightforward, and the Utah State Treasurer handles it online or by mail. Most Salt Lake City residents complete the claim without leaving home.
When you find a property at mycash.utah.gov, click "File a Claim" next to the listing. The site walks you through entering your contact information and identifying yourself. For most claims, you'll need a valid government-issued ID such as a driver's license or passport. You may also need to provide a Social Security number or tax ID for verification purposes. If the property belonged to someone who has passed away, you'll need documents showing your right to claim it, such as letters testamentary or a death certificate.
The Utah State Treasurer's office can be reached by phone at (801) 715-3300. Their mailing address is P.O. Box 140530, Salt Lake City, UT 84114-0530. The physical office is at 168 N 1950 W Suite 102, Salt Lake City, UT 84116. Salt Lake City residents can also visit in person if their claim is complex. Processing times vary, but most approved claims are paid within a few weeks. There is no fee to file. No third party needs to help you, and you keep the full amount.
Utah Unclaimed Property Law
Utah's unclaimed property program runs under Title 67, Chapter 4a of the Utah Code, known as the Revised Uniform Unclaimed Property Act (RUUPA). The full text is at law.justia.com/codes/utah/title-67/chapter-4a/. This law defines what counts as unclaimed property, how long holders must wait before reporting, and how the state manages and returns the funds.
One of the most important provisions for Salt Lake City residents is Utah Code 67-4a-501, which removes any time limit on filing a claim. You can claim property no matter how old it is. The state holds it indefinitely until the rightful owner comes forward. That's different from some states that eventually absorb the funds permanently.
Holders, meaning banks, employers, and other businesses, must report unclaimed property to the state by November 1 each year. They report property from the prior calendar year that has met its dormancy period. The Utah State Treasurer received nearly 497,000 new properties in 2022 alone. That year the state held $77.2 million in unclaimed funds, a record high. About $30.6 million was returned to owners that same fiscal year. Since 1984, the program has returned more than $131 million total to Utah residents.
Nearby Cities
Looking for unclaimed money resources in cities near Salt Lake City? These nearby Utah cities all have dedicated unclaimed property pages.